Bajaj Finserv: UPI,Loan,FD,MF P.12.0.0

The Bajaj Finserv App has gained the trust of over 40 million customers all across India for their financial and payment needs. This app provides a convenient way to apply for personal loans, home loans, gold loans, and more. In addition, it offers a wide range of services such as online shopping with no-cost EMI options, investment management, insurance, and utility bill payments. Users can also recharge their mobile and DTH services, as well as transfer money using BHIM UPI.

Instant Personal Loan App

• Access an instant personal loan of up to ₹40 Lakh through this app.
• Doctors and Chartered Accountants can obtain funding through professional loans.
• Self-employed individuals can apply for a business loan at affordable rates.

Highlights of Personal Loan:

• Finance Amount: ₹20,000 to ₹40 Lakh
• Repayment Tenure: 12 to 96 months
• Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
• Processing Fees: up to 3.93% of disbursed amount Incl of Taxes

For example, for a loan amount of ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees may vary depending on the products.

No-Cost EMI shopping at Bajaj Mall

• Shop conveniently with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From electronics, appliances, and smartphones to fitness equipment and furniture, you can shop for everything at No-Cost EMI.
• Find top brands like Samsung, Sony, LG, Whirlpool, and others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card

• Apply for the Bajaj EMI card online, view your EMI Card limit, and make EMI payments online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge

• Make online bill payments for electricity, water, LPG, broadband, and other monthly utilities. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Recharge your mobile with top billers such as Jio, Airtel, Vi, etc. on the Bajaj Finserv App. Earn cashback on mobile recharges using the Bajaj Pay UPI and use it for future bill payments.
• Conveniently recharge your FASTag for hassle-free travel using the Bajaj Finserv App.

BHIM UPI App

• Create a unique Bajaj Pay UPI ID, send/receive money, or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet and make seamless bill payments.

Credit Card

• Apply for the Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using the credit card, and earn reward points on your spending with the RBL credit card and DBS credit card.

Fixed Deposits

• Earn a high return on investment for fresh and renewal of Fixed Deposits (FD). Enjoy special rates on Digital FD through the app.
• You can start investing in FD with just ₹15,000 and also get a loan against it.
• Invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Start investing in Mutual Funds with an amount as low as ₹100.
• Invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Use Mutual Fund SIP calculators to estimate and plan your investments effectively.

Insurance

• The Bajaj Finserv App offers various insurance options such as Health insurance, Motor insurance, and Pocket Insurance.

App in App

• Fulfill your daily shopping and travel needs on one platform with over 100 brand partners.

Features:

• View all your financial relationships at a glance.
• Use EMI calculators and pay your EMIs online.
• Check your CIBIL score and get a credit health report online.
• Download your loan account statements.
• Receive quick assistance online for your queries.

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014